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Special investment fund

Titanium Wealth Management

Diversification lays down a cornerstone for your investments

By diversifying into high-quality equity, real estate, and fixed income investments, a balanced foundation is created, making it an ideal core for an investor’s portfolio.

Special Mutual Fund Titanium Wealth Management (AIF) provides investors with a versatile wealth management solution in one package that is also cost-efficient and tax-sensible. Each asset class has a strategy that our portfolio management team implements on behalf of the customer by investing in carefully selected target funds.

Strategy

A versatile wealth management solution as the core of the investor’s portfolio

The fund’s diversified structure provides an excellent core for an investor’s portfolio. The fund’s strategy is built on three basic pillars: real assets, growing dividends, and responsible investing. The selected three asset classes typically have low correlation in terms of returns and risk. Our portfolio managers possess strong expertise across all asset classes. asset classes.

1. Real property

Titanium has a strong track record from its own real estate funds, the success of which we also utilise in Titanium Wealth Management fund. With real estate investments, we aim for an annual return of approximately 6%.

2. Increasing dividends

In equity investments, we believe in solid companies that pay growing dividends. Such companies have healthy balance sheets and high returns on equity.

3. Sustainable investing

By integrating ESG factors into investment decisions, we aim to achieve lower volatility, higher return on equity and more sustainable earnings growth.

Responsible investing

Responsability is profitable

Looking at the business performance and the market value of equities, is evident that companies with the highest ESG ratings have, on average, outperformed those with the lowest ESG ratings. In recent years, companies operating responsibly have also produced higher returns on capital employed (ROCE) compared to companies with weak sustainability ratings. *

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The investments of Special Mutual Fund Titanium Wealth Management (AIF) focus on carefully selected themes and megatrends ranging from various responsible investment strategies, with a strong focus on the future rather than the past.

* Past performance is no guarantee of future performance.

Examples of megatrends

Digitalisation

As a global phenomenon, digitalisation has removed restrictions related to time, space, access to information and participation, and has diversified service tasks.

Green transition  

Green transition is a broad area that, in addition to renewable energy, encompasses other aspects crucial to nature and the climate. Most target companies are classified as industrial companies, meaning they help other businesses address environmental challenges. Green transition is already an integral part of corporate life. 

Clean water

Securing and developing water supply is a shared global challenge lead to significant humanitarian impacts. For investors, water will offer significant growth opportunities in the coming decades.

Risks

As with any investment, investing in Titanium’s funds involves uncertainties and risks that should be carefully considered. The recommended investment period for Titanium’s funds is at least five years. The fund allocates its assets to both real estate and equity markets, meaning its value may rise or fall due to fluctuations in stock market prices or changes in real estate market valuations. Since the fund also invests in markets outside the eurozone, it is exposed to currency risk stemming from adverse changes in exchange rates. The risks and their mitigation measures are described in more detail in the fund prospectuses, and we recommend reviewing them carefully. 

Performance of the fund

Fund unit performance

Latest value 2025-01-31 116.41

Historical performance is no guarantee of future performance. The value of the fund may fluctuate and the invested capital may also be reduced.

Past performance

This chart shows the fund’s performance as the percentage loss or gain per year over the last 5 years. Performance is shown after deduction of ongoing charges. Any entry and exit charges are excluded from the calculation.

Launch date of the fund: 29 January 2021.

Past performance is not a reliable indicator of future performance. Markets could develop very differently in the future. It can help you to assess how the fund has been managed in the past.

Past performance 2024 (pdf) Past performance 2023 (pdf)

Basic information

ISIN codeFI4000456207
Type of fundSpecial mutual fund
Minimum investmentEUR 20.000
SubscriptionLast banking day of the month, order and payment no later than the 21st day (or preceding banking day)
Redemption The redemption dates are the last banking days of June and December of the calendar year. The redemption order must be submitted to the Fund Management Company no later than the 21st day of the month preceding the previous redemption date, or if it is not a banking day, the preceding banking day.
Entry charge2 %
Exit charge< 2 years: 2 %, ≥ 2 years: 1 %
Management fee0,65 % p.a.
Performance feeNo
Distribution of profitsNo distribution of profits, the fund only has growth units. Interest, dividend and other income is reinvested in the fund.
Recommended holding periodMore than five years
Fund management companyTitanium Fund Management Company Ltd
Portfolio ManagerTitanium Fund Management Company Ltd
Regulatory authorityFinancial Supervisory Authority
AuditorKPMG Oy Ab
Custodian entityOP Custody Ltd

This page provides general product information and is marketing communication. The value of an investment may rise and fall and the investor may lose some or all of the capital invested. The contents of this website should not be considered as investment advice and should not be relied upon in making an investment decision. Before making an investment decision, please consult the fund's legal documents, such as the Key Information Document. The information is available to those considering an investment from Titanium. This website contains material translated into English. In the event of any discrepancies between the English and Finnish versions, the Finnish version shall prevail as the official and legally binding version. Official documents in relation to our products and services can be found in Finnish at Titanium.fi