Products and services
A wide range of investment solutions
Titanium offers high-quality asset management and investment services that have been created as a result of careful and innovative development. We offer a wide range of investment solutions for private, corporate and institutional customers. Our goal is to provide our customers with consistent and predictable returns, either directly or through investment-linked insurance policies.
Titanium has gained in-depth understanding of the market through extensive experience, and focuses its operations on areas that offer attractive growth prospects. Titanium’s diverse products and services have been developed using the company’s business agility, industry and market foresight and the special expertise of more than 60 experts. The products and services consist of funds, asset management and investment services and insurance intermediation.

Titanium funds
Titanium offers funds focused on both real estate investments and international equity and fixed income markets.
Titanium’s special mutual funds investing in real estate benefit in particular from extensive expertise accumulated through real estate investing. Special Mutual Funds Titanium Housing (AIF) and Titanium Care Real Estate (AIF) invest in Finnish apartments as well as residential and care properties. Special Mutual Fund Titanium Baltic Real Estate (AIF) focuses on the Estonian, Latvian and Lithuanian real estate markets and various real estate asset classes. Real estate funds are an efortless way to achieve relatively stable and predictable return.
The equity market-focused Mutual Fund Titanium Dividend Growth ESG (UCITS) and Mutual Fund Titanium Emerging Markets Dividend Growth ESG (UCITS) allocate their assets to international equity markets. Titanium Dividend Growth ESG invests its assets in the shares of high-quality international companies that pay increasing dividends. Mutual Fund Titanium Emerging Markets Dividend Growth ESG (UCITS) focuses on emerging markets, investing its assets in sustainably operating companies in emerging markets with a growing earnings and dividend trend.
Mutual Fund Titanium Fixed Income (UCITS) is a broadly diversified fixed-income fund that can invest globally in any interest rate instruments. The fund invests mainly in European High Yield-class bonds. Special Mutual Fund Titanium Wealth Management (AIF) offers investors a diverse wealth management solution in a single package by diversifying its investments into high-quality equity, real estate and fixed income investments. Diversification creates a balanced solution that is well suited as the core of an investor’s portfolio.

Asset management
The asset management services offered by Titanium provide an efortless way to invest professionally across all asset classes. The key objective of asset management is to provide customers with predictable and consistent returns. This goal can be achieved by selecting real estate funds and fixed-income investments based on the market situation as well as cost-efficient investment products, such as ETF funds, to the portfolio. Customers can choose between several pre-defined investment strategies or a custom option.

Investment services
Titanium Investment Services Ltd provides the customer suitable solutions that best meet the individual goals of the customer by using both the Group’s own products and services and those of the partner network. Investment products and services can be used as standalone solutions or as customised investment portfolios.

Insurance intermediation
The insurance intermediary Titanium Life Ltd offers investment-linked insurance policies from several international and domestic insurance companies, tailored to the customer’s new or existing investment portfolio. We offer individual investment insurance policies, asset management insurance policies and group pension insurance policies. An investment-linked insurance policy offers investors a wide range of tax benefits and a gateway to the global securities market.