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Special investment fund

Titanium Care Real Estate

Now is the time to invest in Finnish care properties

Special Mutual Fund Titanium Care Real Estate (AIF) invests in Finnish care properties. The properties acquired by the fund provide statutory care services by municipalities and private service operators. Through the fund, investors are strongly involved in securing the framework and availability of high-quality care services, also during the challenging economic situation of the public sector.

The fund offers investors an easy way to benefit from the potential of an attractive property class and aims for annual return of approximately 6–7%, mainly based on rental cash flows. Long-term leases, solvent tenants and comprehensive property insurance policies make the fund’s return target stable and predictable. The return received by the investor consists of the profit share paid annually and the change in the value of the fund unit.

Characteristics of the fund

Return based on cash flow

Special Mutual Fund Titanium Care Real Estate (AIF) is ideal for investors who want to diversify their investment assets in real estate. The fund is also suitable as an investment for real estate investors who want more return potential alongside residential investments. Special Mutual Fund Titanium Care Real Estate (AIF) offers investors several valuable benefits:

  • Consistent return target, mainly based on rental cash flow
  • Aiming for moderate fluctuations in value
  • Low correlation with other investments
  • Diversified real estate portfolio
  • ‘Public and open mutual fund
  • Effortless real estate investment

A solution for growing service needs

The investments of Special Mutual Fund Titanium Care Real Estate (AIF) include nursing homes for the elderly, care homes for special groups, health centres, day care centres and properties related to social and youth services. The properties acquired by the fund are new, relatively new or modernised, and each property is subject to a condition survey and valuation by an Authorised Property Valuer (AKA) at the time of acquisition. Geographical diversification is taken into account in the selection of investments.

Leases for care properties are usually long-term, typically a minimum of ten years. The rents of the properties are pegged to the cost-of-living index to protect against inflation. Due to the changing age structure, municipalities and wellbeing services counties have a growing need and legislative pressure to increase the number of different care facilities, ensuring a sustained demand for quality care properties for decades.

Risks

As with any investment, there are uncertainties and risks to consider when investing in Titanium real estate funds. The recommended investment period in Titanium’s real estate funds is at least five years. Among others, real estate funds are associated with asset risk, which refers to a situation in which the deterioration of the properties’ characteristics leads to a decline in the value of the asset. Market risks in real estate investments, on the other hand, are derived from the value development of properties, investors’ return expectations and the position of properties in relation to other investments. Real estate funds also involve a liquidity risk, i.e. the risk that the realisation of investments may lead to losses and delay the payment of redemptions, especially in a weak market situation. At times, the sale of real estate or real estate securities may require a long realisation period. The risks and their management methods are described in more detail in the funds’ prospectuses, and and we recommend reviewing them carefully.

Performance of the fund

Fund unit performance

Latest value 2024-12-31 170.98

Past performance

This chart shows the fund’s performance as the percentage loss or gain per year over the last 10 years. Performance is shown after deduction of ongoing charges. Any entry and exit charges are excluded from the calculation.

Launch date of the fund: 15 May 2013.

Past performance is not a reliable indicator of future performance. Markets could develop very differently in the future. It can help you to assess how the fund has been managed in the past.

Past performance 2024 (pdf) Past performance 2023 (pdf)

Asset information

Special Mutual Fund Titanium Care Real Estate (AIF) invests in Finnish care properties.
The attached map shows the assets and their details.

Click on a map point to see the details of the asset.

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Basic information

ISIN codeFI4000063979
Type of fundSpecial mutual fund
Minimum investment20.000 euroa
SubscriptionOnce a month (last banking day of the month)
Redemption Twice a year. The redemption dates are the last banking days of June and December of the calendar year. The redemption order must be submitted to the Fund Management Company no later than the Redemption Date preceding the desired Redemption Date.
Entry charge2 %
Exit charge < 1 year 3 %, 1-3 years 2 %, > 3 years 1 %
Management fee of the fund’s net asset value2.95% p.a. (1.475% of the fund’s total assets p.a. fully invested)
Reference return7% p.a. from the launch of the fund
Distribution of profits20%
Recommended holding periodAt least five years
Portfolio ManagerTitanium Fund Management Company Ltd
Regulatory authorityThe Finnish Financial Supervisory Authority
AuditorKPMG Oy Ab
Custodian entityOP Säilytys Oy
RisksThe value of the fund may fluctuate and the invested capital may also be reduced. Further information on the risks can be found in the Key Information Document (KID) and the Fund Prospectus below.

This page provides general product information and is marketing communication. The value of an investment may rise and fall and the investor may lose some or all of the capital invested. The contents of this website should not be considered as investment advice and should not be relied upon in making an investment decision. Before making an investment decision, please consult the fund's legal documents, such as the Key Information Document. The information is available to those considering an investment from Titanium. This website contains material translated into English. In the event of any discrepancies between the English and Finnish versions, the Finnish version shall prevail as the official and legally binding version. Official documents in relation to our products and services can be found in Finnish at Titanium.fi